Key Points of the Civil Transactions Law in Saudi Arabia - Dr. Qaisar Hamed Metawea

Key Points of the Civil Transactions Law in Saudi Arabia

The Civil Transactions Law (CTL) in Saudi Arabia, enacted by Royal Decree M/19 on 18 June 2023 and effective from 16 December 2023, significantly reforms legal frameworks around contracts and financial transactions.

This landmark legislation, consisting of 720 articles, integrates Sharia principles, offering a structured approach to civil interactions.

 Key features of the Law

  •   Detailed contract principles for clear agreements.
  •   Rules on financial transactions to ensure fairness.
  •   Guidelines on property rights and obligations.
  •   Dispute resolution mechanisms for efficient proceedings.
  •   Specific regulations for different contract types.
  •   Enhances investment, trust, and judicial predictability.
  •   Balances rights and obligations equitably.
  •   Modernizes the legal system while aligning with Islamic values.


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